In Greece and Croatia, private islands are usually freehold, but the sale requires ministerial approval (Justice/Defense), which can take 6–12 month... Read Mores. In Croatia, "Maritime Domain" laws mean you cannot own the beach; the first 6 meters from the sea is public. Montenegro is more open but requires a local company for some purchases. Non-EU citizens must often prove "reciprocity." Closing costs, including high notary fees and transfer taxes, typically total 7–12%. Read Less